MAPPED: The Merseyside areas where banks have disappeared

Banks are disappearing from our communities, our special tool shows the areas affected

More than 25 banks have closed in Merseyside in the last three years with more set to vanish from the high street in 2025. Our special tool allows you to see the closures near you.

Since an initiative designed to protect access to cash on the high street launched in 2022, nearly 2,000 banks have closed in the UK, including more than 200 already scheduled to shut this year.

In Merseyside alone, 25 banks closed before New Year’s Day 2025, and another closed this month, the Halifax branch in Prescot Road, Old Swan, Liverpool.

Liverpool has lost nine banks, Wirral eight, Sefton seven, and Knowsley and St Helens have each lost one branch. It comes as the pace of bank closures shows no sign of slowing down.

Across the UK, 81 banks have either closed or will close by the end of January. Another 33 banks will disappear from the high streets in February, 29 will close in March, and 33 in April. You can see the closures near to you with our special map tool.

Age UK says its research shows the “disappearance of face-to-face banking” risks cutting millions of elderly people out of an essential service, which could make it “difficult if not impossible for them to manage their money and maintain their independence”.

Charity director Caroline Abrahams said: “The continuing avalanche of bank branch closures means that there are considerably fewer opportunities for face-to-face banking than there were even just a couple of years ago. Older people living in rural and semi-rural areas are likely to be the hardest hit, but those in towns and cities are not immune.

“Our research found that more than four million older people with a bank account in Britain are not managing their money online and so are at high risk of digital exclusion.

“Age UK is calling for the protection of physical banking services for those who do not, or cannot bank online, and for the accelerated roll-out of shared banking hubs in areas where bank branches are fast withering away. We applaud the banks for coming together to set up shared hubs, but it’s important that alternative services are set up speedily, especially in those areas with the greatest need.”

Merseyside bank closures since 2022HSBC, 197 Stanley Road, Bootle. Closure date: October, 2022Lloyds, 3-5 Woolton Street, Woolton. Closure date: July, 2022

Barclays, 26 Pensby Road, Heswall. Closure date: July, 2022

Halifax, 78-80 Walton Vale, Liverpool. Closure date: September, 2022

NatWest, Hillfoot Road, Hunts Cross. Closure date: August, 2022

NatWest, 93 Greendale Road, Port Sunlight. Closure date: September, 2022

RBS, 1 Dale Street, Liverpool. Closure date: October, 2022

HSBC, 58 Bromborough Village Road, Bromborough. Closure date: July, 2023

Lloyds, 2 Longmoor Lane, Aintree. Closure date: June, 2023

NatWest, 329 Stanley Road, Bootle. Closure date: May, 2023

Barclays, 19 Church Street, St Helens. Closure date: May, 2023

Barclays, 337/339 Stanley Road, Bootle. Closure date: June, 2023

Lloyds, 355 Woodchurch Road, Prenton. Closure date: October, 2023

Lloyds, 38 Chapel Lane, Formby. Closure date: May, 2024

NatWest, 10 Banks Road, West Kirby. Closure date: July, 2024

Halifax, Prescot Shopping Centre, Prescot. Closure date: April, 2024

Virgin Money, 53 Lord Street, Liverpool. Closure date: December, 2023

Barclays, 2 Liscard Village, Wallasey. Closure date: March, 2024

NatWest, 509 Prescot Road, Liverpool. Closure date: March, 2024

Barclays, 164 Allerton Road, Liverpool. Closure date: May, 2024

Halifax, 224 Telegraph Road, Heswall. Closure date: October, 2024

Halifax, 25 Westway, Maghull. Closure date: November, 2024

Halifax, 642 Prescot Road, Old Swan, Liverpool. Closure date: January, 2025

Halifax, 25 Westway, Maghull. Closure date: November, 2024

Lloyds Bank, 38 Chapel Lane, Formby. Closure date: November, 2024

Halifax, 224 Telegraph Road, Heswall. Closure date: November, 2024