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A new text scam is doing the rounds across Ireland and the United Kingdom, with just five words putting people at risk.
The latest scam sees a free hamper on offer, with recipients told all they need to do is pay postage and packaging.
The phishing attempt purports to be from Marks & Spencer, with one person taking to the MoneySavingExpert forum to share their experience.
They wrote: ‘I recently (foolishly) responded to an email purporting to be a survey with an M&S Afternoon Tea Hamper as a free reward.
‘On completion of the survey I was asked to pay £1.00 for postage. My debit card was charged £1.00. No hamper arrived.
‘They a few days later they charged £53 to my card. Fortunately this payment was declined due to insufficient funds in my account.’
The poster added that they contacted their Bank, which then blocked the “merchant” from making any further charges to the account. Four more attempts were made.
‘Eventually I changed my card number but this has not stopped the fraudster from trying to take money from my account,’ they continued, ‘My bank tells me that I need to contact the merchant to cancel this “subscription” but I have no contact details and the only option available to stop these actions seems to be to close my account.
‘I have received the same email several more times and have blocked the sender on each occasion.’
Fellow users took to the comments to have their say, with one person advising: ‘Next time check the e-mail address it came from. Clearly was not a proper M&S one.’
Another added: ‘Another one is a Boot’s Beauty Box. Supposedly over £200 of end-of-line top brand products for not much more than the cost of postage.
‘If it walks like a duck…’
A third wrote: ‘Facebook is full of these, from Royal Mail supposedly, undelivered parcels to massive Lego sets being sold for peanuts.
‘The worst thing is that Facebook never ever take them down. Report them and they just come back two weeks later saying no rules have been broken.’
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