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Most major stores will close as a mark of respect. Many smaller and independent shops, hotels and restaurants will also pull up the shutters.
A global audience of billions is expected to watch the televised service from Westminster Abbey.
King Charles III has declared Monday a bank holiday to allow millions across the UK to mourn.
It is up to individual employers to decide whether to give staff the day off to observe the national day of mourning.
The Post Office and most of the major high street supermarkets – including Sainsbury’s, Tesco, Waitrose, Asda, Morrisons, Aldi and Lidl – are shutting completely, or restricting opening hours.
The royal department store Harrods, along with Selfridges, John Lewis and House of Fraser will close, as will chains such as Currys, Argos, B&Q, Holland & Barrett, Homebase, Ikea, Pets at Home and Primark.
Retailers Liberty, French Connection and Selfridges were among those to close their stores last Friday after the Queen’s death was announced the day before.
Selfridges said: “It is with deep sorrow that we acknowledge the passing of Her Majesty, Queen Elizabeth II.”
Queen Elizabeth has been a reassuring constant throughout our lives, ascending to the throne on February 6, 1952, making her the longest-reigning monarch in British history.
“Over the past 70 years, her Majesty has been dedicated to the service of our country and the Commonwealth, demonstrating an enormous sense of duty and commitment.”
The Met Office said it would only supply daily – and not future – forecasts for the duration of the 10-day official mourning period.
JD Wetherspoon said its central London, railway station and airport outlets will remain open.
But the pub giant said the majority of its venues will be shut for the funeral service, only opening for the day from about 1pm after the funeral has taken place.
A spokesman said: “Wetherspoon is opening its pubs in central London, rail stations and airports and all of its hotels (open for resident guests only) during normal trading hours from 8am until midnight on Monday.”
Meanwhile, the UK’s biggest pub firm Stonegate said it plans to keep venues open and show footage of the Queen’s funeral.
The Slug & Lettuce owner, which runs about 4,500 pubs and bars, said its managed venues will remain open to allow customers to celebrate the life of the Queen.
Those running its leased and tenanted pubs will be able to independently decide whether they will open.
And Heineken’s pub arm, Star Pubs & Bars, said it may keep some venues open for the day as well, allowing independent leaseholders to decide. It comes as the vast majority of retailers have said they will shut their doors for the day of the state funeral as a mark of respect for the late Queen.
Holiday villages chain Center Parcs backed down on a controversial decision to ask guests to vacate their cabins on Monday and now says that they can stay, though on-site facilities including restaurants will be closed.
Resort chain Butlin’s will remain open but cinema giants Odeon, Cineworld and Showcase will close. Downing Street has indicated that it is up to individual businesses to decide how to approach the bank holiday.
The Prime Minister’s official spokesman said Monday would operate as “a standard bank holiday”.
He added: “Obviously individual businesses will need to make the decisions about what’s right for them, and discuss with their employees, but there is no one-size-fits-all approach.”
