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Credit Unions have certain values at their core – offering financial help to those who truly need it, when they need it most, whilst also helping them to become more financially stable in the future.
So when you join 1st Class Credit Union, you’re not just an account number; you become part of a community.
Credit Unions are different from high street banks – and proud of this too. We’re owned and run by our members – so you can rest assured that we operate with your best interests in mind. Your voice matters, and decisions are made collectively, ensuring that your needs are met and your concerns are heard.
1st Class Credit Union was established in 1992 in Glasgow, originally set up to serve Royal Mail Group employees in the area. We’ve grown from humble beginnings to recently celebrating our 10,000th member joining us this year.
We offer affordable loans and savings accounts to those who fall within our common bond eligibility. This includes, (but isn’t limited to) those who are employees of:
● Royal Mail Group
● Members and retired members of the CWU and PCS unions
● The communications industry, such as Amazon, BT, EE, O2, and more
● The Civil Service, including HMRC, DWP, DVLA, and more
● NHS England & NHS Wales
● And plenty more
Our common bond also includes family relations of current 1st Class CU members. For a full list of our common bond eligibility, see our website here:
When you join 1st Class CU, you gain access to a comprehensive range of services. Whether you’re looking for a simple savings account or a low-interest loan, we have the perfect solution tailored just for you. You can join in a couple of clicks from your phone or your laptop – with no forms and no fuss. And if you need support, our team of dedicated experts are on hand to help.
Our savings accounts offer competitive interest rates, allowing your money to work harder for you. As a not-for-profit, any additional revenue we generate is either invested into the credit union to make our services better, or distributed to our members as a dividend. Additionally, our Christmas savings club and junior accounts ensure that everyone in the family can develop healthy financial habits from an early age.
We also understand that life can sometimes throw unexpected challenges your way. That’s why we offer flexible and affordable loan options to help you overcome financial hurdles. Whether you’re consolidating debts, spreading the cost of a big purchase, or planning a dream holiday, our loans are designed to fit your needs, with manageable repayment terms and competitive interest rates.
Beyond loans and savings, 1st Class Credit Union also offers an exclusive benefit for their members – 1st Class Discount Club. You can access a range of fantastic money-saving benefits through our brand-new member benefits scheme. Save money on everything from:
● Groceries and food and drink subscriptions
● Entertainment – discounts on cinema tickets, shows, magazines, and streaming services
● Home and car essentials – household appliances, mobile phones, car services
● Fashion and technology – savings on purchases from brands including Dell, John Lewis, ASOS and M&S
We’re more than just a financial institution; we’re a partner that will accompany you on every step of your financial journey. With a commitment to personalised service, comprehensive offerings, and a member-focused approach, we are dedicated to helping you achieve your financial goals.
Visit their website at 1st Class Credit Union, to start your journey today.
1st Class Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (213700) Customers who take out a loan should think carefully before they do so and not borrow money they cannot afford to pay back.
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